Potenciál a úskalí identifikačních služeb bankovní identity

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Title in English The Promise and Pitfalls of Identification Services through Bank Identity
Authors

LOUTOCKÝ Pavel KASL František

Year of publication 2021
Type Article in Periodical
Magazine / Source Právník
MU Faculty or unit

Faculty of Law

Citation
Web Open access časopisu - časové embargo
Keywords bank identity; electronic identification; eIDAS regulation; cybersecurity; attribute authentication system
Attached files
Description In this article, we present the reasons for and the way of introducing bank identity in Czech law. Although the potential for increased use of electronic documents has been generally supported by the eIDAS Regulation, in particular the possibilities of using electronic identification have not yet been well exploited in the Czech Republic. Banking identity holds the promise of more fundamental change in this respect. Potential user benefits are associated in particular with the simplicity of setting up this electronic identity and its subsequent use. Nevertheless, there are certain pitfalls to be borne in mind. Our aim is to identify and analyse the problematic aspects of the functioning of the banking identity and to discuss how the described obstacles could be eliminated. In this direction, a technologically innovative solution of the so-called attribute authentication system and the possible benefits of its deployment in the context of identification services are also presented.
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